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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,479 | $160,040-70.3% | $147,096-67.7% | $145,877-67.5% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 8.14% | 98.49%-90.4pp | 419.75%-411.6pp | 551.28%-543.1pp |
| Employer contribution / active EE | $2,688 | $5,289-49.2% | $4,936-45.5% | $4,663-42.4% |
| Participant deferral / active EE | $6,357 | $8,429-24.6% | $8,071-21.2% | $6,691-5.0% |
| Admin fee / account holder | $1,280 | $15,050-91.5% | $13,005-90.2% | $13,402-90.4% |