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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,399 | $157,304-16.5% | $141,197-6.9% | $152,909-14.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 27.03% | 64.34%-37.3pp | 71.41%-44.4pp | 345.46%-318.4pp |
| Employer contribution / active EE | $2,769 | $5,263-47.4% | $4,736-41.5% | $4,764-41.9% |
| Participant deferral / active EE | $5,468 | $7,111-23.1% | $6,710-18.5% | $5,851-6.5% |
| Admin fee / account holder | $725 | $12,126-94.0% | $10,265-92.9% | $11,601-93.8% |