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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,479 | $159,934-70.3% | $147,005-67.7% | $145,959-67.5% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 8.14% | 98.24%-90.1pp | 418.76%-410.6pp | 561.95%-553.8pp |
| Employer contribution / active EE | $2,688 | $5,287-49.2% | $4,934-45.5% | $4,661-42.3% |
| Participant deferral / active EE | $6,357 | $8,427-24.6% | $8,070-21.2% | $6,689-5.0% |
| Admin fee / account holder | $1,280 | $15,053-91.5% | $13,006-90.2% | $13,398-90.4% |