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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,479 | $160,070-70.3% | $147,117-67.7% | $145,897-67.5% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 8.14% | 98.69%-90.6pp | 420.54%-412.4pp | 552.29%-544.2pp |
| Employer contribution / active EE | $2,688 | $5,285-49.1% | $4,932-45.5% | $4,663-42.4% |
| Participant deferral / active EE | $6,357 | $8,419-24.5% | $8,065-21.2% | $6,689-5.0% |
| Admin fee / account holder | $1,280 | $15,035-91.5% | $12,993-90.1% | $13,390-90.4% |