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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,748 | $54,757-73.1% | $90,300-83.7% | $72,983-79.8% |
| Participation rate | 38.2% | 65.1%-26.9pp | 73.3%-35.0pp | 69.5%-31.3pp |
| Annual return | 58.26% | 30.63%+27.6pp | 78.11%-19.9pp | 81.01%-22.7pp |
| Employer contribution / active EE | $991 | $2,092-52.6% | $2,854-65.3% | $2,440-59.4% |
| Participant deferral / active EE | $1,074 | $2,887-62.8% | $3,884-72.4% | $3,608-70.2% |
| Admin fee / account holder | $0 | $3,972-100.0% | $5,353-100.0% | $5,124-100.0% |