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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,597 | $124,336+35.6% | $111,303+51.5% | $167,518+0.6% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 15.60% | 37.45%-21.8pp | 54.66%-39.1pp | 478.71%-463.1pp |
| Employer contribution / active EE | $8,693 | $3,436+153.0% | $2,731+218.3% | $4,838+79.7% |
| Participant deferral / active EE | $9,914 | $5,181+91.3% | $4,487+120.9% | $6,342+56.3% |
| Admin fee / account holder | $896 | $10,623-91.6% | $7,966-88.8% | $12,312-92.7% |