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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,529 | $112,131+33.4% | $95,964+55.8% | $158,982-5.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 25.07% | 171.19%-146.1pp | 91.64%-66.6pp | 302.99%-277.9pp |
| Employer contribution / active EE | $8,407 | $3,199+162.8% | $2,541+230.8% | $4,763+76.5% |
| Participant deferral / active EE | $9,591 | $4,784+100.5% | $4,167+130.2% | $5,983+60.3% |
| Admin fee / account holder | $683 | $10,136-93.3% | $6,797-90.0% | $11,252-93.9% |