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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,431 | $138,102-54.8% | $125,381-50.2% | $134,532-53.6% |
| Participation rate | 81.8% | 84.5%-2.7pp | 82.4%-0.6pp | 81.2%+0.6pp |
| Annual return | -21.55% | 750.73%-772.3pp | 572.31%-593.9pp | 418.27%-439.8pp |
| Employer contribution / active EE | $3,365 | $5,245-35.8% | $4,815-30.1% | $4,741-29.0% |
| Participant deferral / active EE | $7,993 | $7,801+2.5% | $7,448+7.3% | $6,401+24.9% |
| Admin fee / account holder | $14,445 | $11,568+24.9% | $10,007+44.3% | $11,429+26.4% |