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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,003 | $150,447-50.1% | $136,298-45.0% | $147,586-49.2% |
| Participation rate | 62.5% | 84.4%-21.9pp | 81.9%-19.4pp | 82.8%-20.3pp |
| Annual return | 11.20% | 1049.15%-1038.0pp | 5156.27%-5145.1pp | 578.59%-567.4pp |
| Employer contribution / active EE | $955 | $5,256-81.8% | $4,696-79.7% | $4,876-80.4% |
| Participant deferral / active EE | $3,023 | $6,631-54.4% | $6,247-51.6% | $5,439-44.4% |
| Admin fee / account holder | $23,009 | $10,906+111.0% | $9,244+148.9% | $10,886+111.4% |