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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,867 | $154,228-47.6% | $145,433-44.4% | $137,256-41.1% |
| Participation rate | 84.6% | 83.8%+0.8pp | 82.1%+2.5pp | 80.0%+4.7pp |
| Annual return | 32.75% | 74.59%-41.8pp | 66.58%-33.8pp | 220.34%-187.6pp |
| Employer contribution / active EE | $1,557 | $4,804-67.6% | $4,554-65.8% | $4,156-62.5% |
| Participant deferral / active EE | $6,296 | $8,216-23.4% | $7,897-20.3% | $6,407-1.7% |
| Admin fee / account holder | $29,816 | $14,344+107.9% | $13,129+127.1% | $12,270+143.0% |