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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,570 | $102,632-63.4% | $81,988-54.2% | $158,950-76.4% |
| Participation rate | 16.7% | 75.5%-58.9pp | 69.3%-52.6pp | 82.0%-65.3pp |
| Annual return | 21.68% | 61.05%-39.4pp | 41.31%-19.6pp | 302.91%-281.2pp |
| Employer contribution / active EE | $2,047 | $3,241-36.8% | $2,498-18.1% | $4,762-57.0% |
| Participant deferral / active EE | $7,165 | $4,649+54.1% | $3,722+92.5% | $5,983+19.8% |
| Admin fee / account holder | $211 | $8,237-97.4% | $5,665-96.3% | $11,248-98.1% |