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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,217 | $92,684+18.9% | $82,706+33.3% | $134,509-18.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -22.06% | 945.84%-967.9pp | 701.76%-723.8pp | 418.13%-440.2pp |
| Employer contribution / active EE | $4,820 | $3,272+47.3% | $3,007+60.3% | $4,741+1.7% |
| Participant deferral / active EE | $13,419 | $4,800+179.6% | $4,394+205.4% | $6,400+109.7% |
| Admin fee / account holder | $4,904 | $5,982-18.0% | $5,329-8.0% | $11,427-57.1% |