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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,252 | $105,210-54.1% | $159,487-69.7% | $85,851-43.8% |
| Participation rate | 63.8% | 75.8%-12.0pp | 82.8%-19.1pp | 69.3%-5.6pp |
| Annual return | 30.94% | 45.08%-14.1pp | 263.71%-232.8pp | 318.63%-287.7pp |
| Employer contribution / active EE | $2,021 | $3,319-39.1% | $4,831-58.2% | $2,565-21.2% |
| Participant deferral / active EE | $3,132 | $5,946-47.3% | $7,354-57.4% | $3,952-20.7% |
| Admin fee / account holder | $2,092 | $6,934-69.8% | $10,804-80.6% | $6,261-66.6% |