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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,345 | $135,639-39.3% | $110,241-25.3% | $135,382-39.2% |
| Participation rate | 42.9% | 83.5%-40.6pp | 79.8%-37.0pp | 82.6%-39.8pp |
| Annual return | -7.03% | 513.21%-520.2pp | 314.75%-321.8pp | 519.77%-526.8pp |
| Employer contribution / active EE | $2,683 | $4,907-45.3% | $3,827-29.9% | $4,779-43.8% |
| Participant deferral / active EE | $4,106 | $5,507-25.4% | $4,672-12.1% | $5,609-26.8% |
| Admin fee / account holder | $876 | $11,457-92.4% | $8,548-89.8% | $10,829-91.9% |