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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,000 | $202,342-51.1% | $172,753-42.7% | $152,909-35.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.68% | 1029.88%-1005.2pp | 803.00%-778.3pp | 345.46%-320.8pp |
| Employer contribution / active EE | $4,950 | $5,857-15.5% | $5,144-3.8% | $4,764+3.9% |
| Participant deferral / active EE | $4,277 | $5,948-28.1% | $5,198-17.7% | $5,851-26.9% |
| Admin fee / account holder | $393 | $17,112-97.7% | $13,956-97.2% | $11,601-96.6% |