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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,971 | $165,361+17.3% | $149,715+29.6% | $158,950+22.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.67% | 348.24%-330.6pp | 276.66%-259.0pp | 302.91%-285.2pp |
| Employer contribution / active EE | $2,829 | $5,103-44.6% | $4,645-39.1% | $4,762-40.6% |
| Participant deferral / active EE | $13,738 | $7,182+91.3% | $6,842+100.8% | $5,983+129.6% |
| Admin fee / account holder | $1,991 | $10,808-81.6% | $9,310-78.6% | $11,248-82.3% |