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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,338 | $165,399-18.2% | $149,745-9.6% | $158,982-14.9% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 27.45% | 348.34%-320.9pp | 276.72%-249.3pp | 302.99%-275.5pp |
| Employer contribution / active EE | $6,053 | $5,105+18.6% | $4,646+30.3% | $4,763+27.1% |
| Participant deferral / active EE | $12,996 | $7,183+80.9% | $6,843+89.9% | $5,983+117.2% |
| Admin fee / account holder | $15,764 | $10,811+45.8% | $9,312+69.3% | $11,252+40.1% |