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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,338 | $165,361-18.2% | $149,715-9.6% | $158,950-14.9% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 27.45% | 348.24%-320.8pp | 276.66%-249.2pp | 302.91%-275.5pp |
| Employer contribution / active EE | $6,053 | $5,103+18.6% | $4,645+30.3% | $4,762+27.1% |
| Participant deferral / active EE | $12,996 | $7,182+81.0% | $6,842+89.9% | $5,983+117.2% |
| Admin fee / account holder | $15,764 | $10,808+45.9% | $9,310+69.3% | $11,248+40.1% |