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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,273 | $157,296-59.8% | $141,191-55.2% | $152,897-58.6% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 25.14% | 64.34%-39.2pp | 71.41%-46.3pp | 345.43%-320.3pp |
| Employer contribution / active EE | $17,727 | $5,262+236.9% | $4,736+274.3% | $4,764+272.1% |
| Participant deferral / active EE | $23,849 | $7,111+235.4% | $6,710+255.4% | $5,851+307.6% |
| Admin fee / account holder | $8,110 | $12,125-33.1% | $10,264-21.0% | $11,599-30.1% |