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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,670 | $73,863-72.0% | $143,797-85.6% | $68,490-69.8% |
| Participation rate | 17.2% | 66.7%-49.4pp | 80.3%-63.1pp | 67.9%-50.7pp |
| Annual return | -15.71% | 0.91%-16.6pp | -0.04%-15.7pp | -7.85%-7.9pp |
| Employer contribution / active EE | $1,509 | $3,185-52.6% | $4,952-69.5% | $2,597-41.9% |
| Participant deferral / active EE | $1,909 | $3,385-43.6% | $5,638-66.1% | $4,028-52.6% |
| Admin fee / account holder | $325 | $5,756-94.4% | $14,679-97.8% | $5,403-94.0% |