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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,761 | $95,415-86.6% | $185,851-93.1% | $85,851-85.1% |
| Participation rate | 26.7% | 68.8%-42.1pp | 81.7%-55.0pp | 69.3%-42.7pp |
| Annual return | 16.31% | 23.59%-7.3pp | 122.11%-105.8pp | 318.63%-302.3pp |
| Employer contribution / active EE | $1,457 | $3,314-56.0% | $5,168-71.8% | $2,565-43.2% |
| Participant deferral / active EE | $1,762 | $3,424-48.6% | $5,569-68.4% | $3,952-55.4% |
| Admin fee / account holder | $93 | $7,215-98.7% | $16,245-99.4% | $6,261-98.5% |