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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,009 | $84,499-30.2% | $125,391-52.9% | $66,949-11.9% |
| Participation rate | 100.0% | 76.4%+23.6pp | 82.4%+17.6pp | 69.8%+30.2pp |
| Annual return | -16.74% | -8.49%-8.2pp | 572.41%-589.2pp | 1.57%-18.3pp |
| Employer contribution / active EE | $3,274 | $3,554-7.9% | $4,816-32.0% | $2,545+28.6% |
| Participant deferral / active EE | $10,045 | $6,785+48.0% | $7,448+34.9% | $4,239+137.0% |
| Admin fee / account holder | $308 | $685-55.0% | $10,009-96.9% | $594-48.1% |