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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,996 | $105,210-12.6% | $159,487-42.3% | $85,851+7.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 16.52% | 45.08%-28.6pp | 263.71%-247.2pp | 318.63%-302.1pp |
| Employer contribution / active EE | $7,737 | $3,319+133.1% | $4,831+60.1% | $2,565+201.6% |
| Participant deferral / active EE | $11,727 | $5,946+97.2% | $7,354+59.5% | $3,952+196.7% |
| Admin fee / account holder | $354 | $6,934-94.9% | $10,804-96.7% | $6,261-94.3% |