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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,026 | $127,386-70.1% | $115,037-66.9% | $125,388-69.7% |
| Participation rate | 69.2% | 84.2%-14.9pp | 81.4%-12.1pp | 83.2%-14.0pp |
| Annual return | -3.00% | 31.28%-34.3pp | 26.14%-29.1pp | 282.24%-285.2pp |
| Employer contribution / active EE | $2,289 | $5,166-55.7% | $4,608-50.3% | $4,866-53.0% |
| Participant deferral / active EE | $4,990 | $6,423-22.3% | $6,026-17.2% | $5,352-6.8% |
| Admin fee / account holder | $300 | $9,516-96.8% | $8,175-96.3% | $9,541-96.9% |