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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,591 | $60,349+36.9% | $74,184+11.3% | $62,881+31.3% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 7.39% | 21.38%-14.0pp | 17.74%-10.3pp | 20.14%-12.8pp |
| Employer contribution / active EE | $3,093 | $1,680+84.1% | $2,370+30.5% | $2,281+35.6% |
| Participant deferral / active EE | $6,293 | $2,856+120.3% | $3,550+77.3% | $3,203+96.5% |
| Admin fee / account holder | $7,376 | $4,261+73.1% | $5,586+32.0% | $4,296+71.7% |