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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,210 | $175,257+9.1% | $149,717+27.7% | $139,456+37.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.65% | 166.70%-148.1pp | 134.41%-115.8pp | 373.45%-354.8pp |
| Employer contribution / active EE | $10,398 | $5,477+89.9% | $4,820+115.7% | $4,753+118.8% |
| Participant deferral / active EE | $5,422 | $6,521-16.9% | $5,682-4.6% | $6,711-19.2% |
| Admin fee / account holder | $3,638 | $16,156-77.5% | $13,213-72.5% | $11,407-68.1% |