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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,564 | $209,428-17.1% | $178,498-2.8% | $158,950+9.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 9.92% | 188.78%-178.9pp | 151.09%-141.2pp | 302.91%-293.0pp |
| Employer contribution / active EE | $5,729 | $5,707+0.4% | $5,011+14.3% | $4,762+20.3% |
| Participant deferral / active EE | $6,032 | $5,955+1.3% | $5,202+15.9% | $5,983+0.8% |
| Admin fee / account holder | $956 | $17,077-94.4% | $13,985-93.2% | $11,248-91.5% |