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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,197 | $78,705+0.6% | $117,857-32.8% | $70,131+12.9% |
| Participation rate | 92.3% | 73.2%+19.1pp | 79.7%+12.6pp | 69.5%+22.8pp |
| Annual return | 17.54% | 23.30%-5.8pp | 335.09%-317.5pp | 73.14%-55.6pp |
| Employer contribution / active EE | $6,272 | $2,223+182.1% | $3,786+65.6% | $2,342+167.7% |
| Participant deferral / active EE | $3,425 | $3,297+3.9% | $4,482-23.6% | $3,332+2.8% |
| Admin fee / account holder | $1,225 | $5,065-75.8% | $8,020-84.7% | $4,645-73.6% |