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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,702 | $168,635-9.4% | $147,617+3.4% | $125,389+21.8% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -2.82% | 77.65%-80.5pp | 61.98%-64.8pp | 282.24%-285.1pp |
| Employer contribution / active EE | $7,643 | $6,252+22.2% | $5,564+37.3% | $4,866+57.1% |
| Participant deferral / active EE | $4,913 | $5,507-10.8% | $4,895+0.4% | $5,352-8.2% |
| Admin fee / account holder | $4,756 | $13,580-65.0% | $11,612-59.0% | $9,541-50.1% |