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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,046 | $72,404-46.1% | $110,243-64.6% | $64,173-39.2% |
| Participation rate | 78.5% | 73.3%+5.1pp | 79.8%-1.3pp | 69.6%+8.9pp |
| Annual return | -8.10% | -6.29%-1.8pp | 314.76%-322.9pp | 7.63%-15.7pp |
| Employer contribution / active EE | $2,547 | $2,282+11.6% | $3,827-33.4% | $2,381+7.0% |
| Participant deferral / active EE | $5,696 | $3,469+64.2% | $4,672+21.9% | $3,470+64.2% |
| Admin fee / account holder | $6,710 | $5,664+18.5% | $8,548-21.5% | $4,887+37.3% |