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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,881 | $71,208-38.4% | $93,681-53.2% | $80,911-45.8% |
| Participation rate | 71.4% | 60.4%+11.0pp | 68.7%+2.7pp | 67.6%+3.8pp |
| Annual return | 14.70% | 11.27%+3.4pp | 133.47%-118.8pp | 35.63%-20.9pp |
| Employer contribution / active EE | $1,758 | $1,564+12.4% | $2,422-27.4% | $2,756-36.2% |
| Participant deferral / active EE | $3,803 | $4,035-5.7% | $4,415-13.9% | $4,297-11.5% |
| Admin fee / account holder | $2,293 | $6,951-67.0% | $8,290-72.3% | $6,935-66.9% |