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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,586 | $52,903-32.7% | $73,309-51.5% | $59,632-40.3% |
| Participation rate | 82.7% | 68.2%+14.5pp | 74.9%+7.8pp | 68.7%+14.0pp |
| Annual return | -3.34% | 12.20%-15.5pp | 5.67%-9.0pp | 2041.32%-2044.7pp |
| Employer contribution / active EE | $1,671 | $1,909-12.4% | $3,237-48.4% | $2,203-24.1% |
| Participant deferral / active EE | $4,430 | $4,069+8.9% | $4,991-11.2% | $3,192+38.8% |
| Admin fee / account holder | $1,309 | $3,834-65.9% | $5,637-76.8% | $4,297-69.5% |