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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,783 | $57,352-76.0% | $83,830-83.6% | $64,173-78.5% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -7.77% | 11.38%-19.2pp | 850.97%-858.7pp | 7.63%-15.4pp |
| Employer contribution / active EE | $5,568 | $2,546+118.8% | $3,631+53.4% | $2,381+133.9% |
| Participant deferral / active EE | $0 | $2,993-100.0% | $4,082-100.0% | $3,470-100.0% |
| Admin fee / account holder | $2,184 | $4,046-46.0% | $5,479-60.1% | $4,887-55.3% |