Retirement plan

K & P ROOFING, SIDING AND HOME IMPROVEMENT, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Name: K & P ROOFING, SIDING AND HOME IMPROVEMENT, INC. - K & P ROOFING, SIDING AND HOME IMPROVEMENT, INC. 401(K) PROFIT SHARING PLAN AND TRUST (2018) Form 5500
Creator: K & P ROOFING, SIDING AND HOME IMPROVEMENT, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, K & P ROOFING, SIDING AND HOME IMPROVEMENT, INC. 401(K) PROFIT SHARING PLAN AND TRUST, K & P ROOFING, SIDING AND HOME IMPROVEMENT, INC.

K & P ROOFING, SIDING AND HOME IMPROVEMENT, INC.EIN 61-1290653Plan #001PY 2018

914-A1 NORTH ENGLISH STATION RD. - LOUSIVILLE, KY 402233916502-254-2200

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.7M

-1.3% from 2017

Total participants

+6.3% from 2017

Average account balance

$97,797

-7.1% from 2017

Annual return

-4.55%

-20.10 pp from 2017

Benchmarks

See 38,943 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort38,943 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$241K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

180.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$162K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.97%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E3D2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$18K

$2568 / participant

Other / not subdivided$18K100.0%

% of EOY assets

1.081%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$97,797

$97,7610%

$83,850+16.6%

$135,382-27.8%

Participation rate

100.0%

80.0%+20.0pp

76.1%+23.9pp

82.6%+17.4pp

Annual return

-4.55%

1287.44%-1292.0pp

850.92%-855.5pp

519.77%-524.3pp

Employer contribution / active EE

$1,612

$4,222-61.8%

$3,631-55.6%

$4,779-66.3%

Participant deferral / active EE

$8,803

$4,682+88.0%

$4,082+115.7%

$5,609+56.9%

Admin fee / account holder

$1,057

$6,674-84.2%

$5,478-80.7%

$10,829-90.2%

K & P ROOFING, SIDING AND HOME IMPROVEMENT, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

K & P ROOFING, SIDING AND HOME IMPROVEMENT, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion