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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,258 | $84,236+60.6% | $170,435-20.6% | $70,126+92.9% |
| Participation rate | 93.2% | 70.8%+22.4pp | 83.6%+9.6pp | 69.5%+23.6pp |
| Annual return | 11.89% | 23.06%-11.2pp | 205.94%-194.1pp | 73.15%-61.3pp |
| Employer contribution / active EE | $3,101 | $3,387-8.4% | $5,432-42.9% | $2,343+32.4% |
| Participant deferral / active EE | $5,875 | $3,086+90.4% | $4,939+18.9% | $3,332+76.3% |
| Admin fee / account holder | $3,781 | $5,698-33.6% | $13,881-72.8% | $4,645-18.6% |