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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,676 | $87,544-70.7% | $75,784-66.1% | $125,388-79.5% |
| Participation rate | 90.9% | 80.2%+10.7pp | 75.8%+15.1pp | 83.2%+7.7pp |
| Annual return | -6.52% | 13.49%-20.0pp | 9.68%-16.2pp | 282.24%-288.8pp |
| Employer contribution / active EE | $2,544 | $3,930-35.3% | $3,323-23.4% | $4,866-47.7% |
| Participant deferral / active EE | $11,189 | $4,229+164.6% | $3,652+206.4% | $5,352+109.1% |
| Admin fee / account holder | $367 | $6,502-94.4% | $5,300-93.1% | $9,541-96.2% |