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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,476 | $78,694-70.2% | $67,652-65.3% | $125,393-81.3% |
| Participation rate | 90.9% | 78.8%+12.1pp | 75.7%+15.2pp | 83.2%+7.7pp |
| Annual return | -4.04% | 9.46%-13.5pp | 6625.04%-6629.1pp | 282.23%-286.3pp |
| Employer contribution / active EE | $5,303 | $3,044+74.2% | $2,266+134.1% | $4,866+9.0% |
| Participant deferral / active EE | $4,121 | $4,292-4.0% | $3,560+15.8% | $5,351-23.0% |
| Admin fee / account holder | $774 | $7,403-89.6% | $4,821-84.0% | $9,541-91.9% |