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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $482,471 | $174,379+176.7% | $152,093+217.2% | $138,895+247.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 11.27% | 74.86%-63.6pp | 66.36%-55.1pp | 145.39%-134.1pp |
| Employer contribution / active EE | $9,339 | $4,652+100.8% | $4,175+123.7% | $4,194+122.7% |
| Participant deferral / active EE | $12,249 | $6,159+98.9% | $5,451+124.7% | $6,396+91.5% |
| Admin fee / account holder | $53,630 | $16,880+217.7% | $14,497+269.9% | $12,562+326.9% |