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| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR6+ years Service code 27 · EIN 36-3297908 | Advisory (Plan) | $1,007 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,725 | $63,764+101.9% | $81,926+57.1% | $79,858+61.2% |
| Participation rate | 55.8% | 67.5%-11.7pp | 72.0%-16.2pp | 69.6%-13.8pp |
| Annual return | 30.51% | 22.66%+7.8pp | 29.49%+1.0pp | 31.72%-1.2pp |
| Employer contribution / active EE | $1,466 | $1,795-18.3% | $4,310-66.0% | $2,471-40.7% |
| Participant deferral / active EE | $3,433 | $2,780+23.5% | $7,108-51.7% | $3,740-8.2% |
| Admin fee / account holder | $11 | $4,426-99.7% | $5,159-99.8% | $5,306-99.8% |