Retirement plan

CHILDREN'S LAW CENTER EMPLOYEE TAX SHELTERED ANNUI TY

Name: NORTHERN KENTUCKY CHILDRENS LAW CENTER, INC. - CHILDREN'S LAW CENTER EMPLOYEE TAX SHELTERED ANNUI TY (2016) Form 5500
Creator: NORTHERN KENTUCKY CHILDRENS LAW CENTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CHILDREN'S LAW CENTER EMPLOYEE TAX SHELTERED ANNUI TY, NORTHERN KENTUCKY CHILDRENS LAW CENTER, INC.

NORTHERN KENTUCKY CHILDRENS LAW CENTER, INC.EIN 61-1167352Plan #001PY 2016

1002 RUSSELL STREET - COVINGTON, KY 41011859-431-3313

Prospect flagsHigh feesLow participant contribution

How to read this page

Total assets (EOY)

$341K

+20.7% from 2015

Total participants

-55.0% from 2015

Average account balance

$42,678

+141.4% from 2015

Annual return

14.85%

+18.50 pp from 2015

Benchmarks

See 113,086 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort113,086 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$409K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$24K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

154.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$75K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4861

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2L2G2F

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$20K

$2236 / participant

Other / not subdivided$20K100.0%

% of EOY assets

5.895%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,678

$135,956-68.6%

$123,894-65.6%

$273,972-84.4%

Participation rate

88.9%

84.1%+4.8pp

81.4%+7.5pp

83.0%+5.9pp

Annual return

14.85%

56.63%-41.8pp

47.52%-32.7pp

41.46%-26.6pp

Employer contribution / active EE

$2,330

$5,170-54.9%

$4,617-49.5%

$4,869-52.1%

Participant deferral / active EE

$1,138

$6,343-82.1%

$5,984-81.0%

$5,287-78.5%

Admin fee / account holder

$2,516

$9,817-74.4%

$8,357-69.9%

$10,133-75.2%

CHILDREN'S LAW CENTER EMPLOYEE TAX SHELTERED ANNUI TY

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CHILDREN'S LAW CENTER EMPLOYEE TAX SHELTERED ANNUI TY

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion