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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,472 | $61,338-87.8% | $149,717-95.0% | $71,495-89.5% |
| Participation rate | 52.7% | 62.5%-9.9pp | 78.8%-26.1pp | 67.9%-15.3pp |
| Annual return | 22.61% | 35.86%-13.3pp | 134.41%-111.8pp | 28.85%-6.2pp |
| Employer contribution / active EE | $947 | $2,381-60.2% | $4,820-80.3% | $2,589-63.4% |
| Participant deferral / active EE | $1,351 | $2,919-53.7% | $5,682-76.2% | $4,291-68.5% |
| Admin fee / account holder | $36 | $1,263-97.2% | $13,213-99.7% | $1,588-97.7% |