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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,063 | $65,125-93.8% | $143,797-97.2% | $66,949-93.9% |
| Participation rate | 65.7% | 65.2%+0.5pp | 80.3%-14.6pp | 69.8%-4.1pp |
| Annual return | 0.00% | -11.13%+11.1pp | -0.04%0pp | 1.57%-1.6pp |
| Employer contribution / active EE | $1,206 | $2,362-48.9% | $4,952-75.6% | $2,545-52.6% |
| Participant deferral / active EE | $1,465 | $2,920-49.8% | $5,638-74.0% | $4,239-65.4% |
| Admin fee / account holder | $14 | $503-97.2% | $14,679-99.9% | $594-97.7% |