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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,199 | $107,353+155.4% | $92,903+195.1% | $152,885+79.4% |
| Participation rate | 70.8% | 79.8%-9.0pp | 76.0%-5.2pp | 82.5%-11.6pp |
| Annual return | 19.80% | 145.62%-125.8pp | 109.43%-89.6pp | 345.39%-325.6pp |
| Employer contribution / active EE | $5,964 | $4,222+41.3% | $3,653+63.3% | $4,763+25.2% |
| Participant deferral / active EE | $3,790 | $4,848-21.8% | $4,238-10.6% | $5,851-35.2% |
| Admin fee / account holder | $1,345 | $7,081-81.0% | $5,795-76.8% | $11,598-88.4% |