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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,397 | $48,267+31.3% | $68,794-7.8% | $68,495-7.4% |
| Participation rate | 55.2% | 60.7%-5.5pp | 69.0%-13.8pp | 67.9%-12.7pp |
| Annual return | -15.88% | -12.70%-3.2pp | -6.37%-9.5pp | -7.84%-8.0pp |
| Employer contribution / active EE | $877 | $1,829-52.0% | $2,656-67.0% | $2,596-66.2% |
| Participant deferral / active EE | $2,495 | $2,867-13.0% | $3,941-36.7% | $4,028-38.1% |
| Admin fee / account holder | $3,771 | $4,362-13.6% | $4,934-23.6% | $5,403-30.2% |