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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,769 | $84,233-5.3% | $170,436-53.2% | $70,131+13.7% |
| Participation rate | 90.3% | 70.8%+19.5pp | 83.6%+6.7pp | 69.5%+20.8pp |
| Annual return | 10.25% | 23.06%-12.8pp | 205.94%-195.7pp | 73.14%-62.9pp |
| Employer contribution / active EE | $2,829 | $3,387-16.5% | $5,433-47.9% | $2,342+20.8% |
| Participant deferral / active EE | $4,088 | $3,086+32.5% | $4,939-17.2% | $3,332+22.7% |
| Admin fee / account holder | $14,367 | $5,698+152.1% | $13,880+3.5% | $4,645+209.3% |