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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,324 | $91,559-13.4% | $133,971-40.8% | $79,852-0.7% |
| Participation rate | 76.0% | 73.3%+2.7pp | 79.8%-3.8pp | 69.6%+6.4pp |
| Annual return | 1.72% | 61.85%-60.1pp | 45.09%-43.4pp | 31.72%-30.0pp |
| Employer contribution / active EE | $5,273 | $2,384+121.2% | $3,919+34.6% | $2,471+113.4% |
| Participant deferral / active EE | $708 | $3,734-81.1% | $5,047-86.0% | $3,740-81.1% |
| Admin fee / account holder | $15,089 | $6,321+138.7% | $8,929+69.0% | $5,306+184.4% |