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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,865 | $95,975-53.3% | $74,549-39.8% | $135,379-66.9% |
| Participation rate | 78.3% | 75.7%+2.6pp | 69.1%+9.1pp | 82.6%-4.4pp |
| Annual return | -7.37% | 56.96%-64.3pp | 32.53%-39.9pp | 519.79%-527.2pp |
| Employer contribution / active EE | $1,771 | $2,716-34.8% | $1,961-9.7% | $4,779-62.9% |
| Participant deferral / active EE | $2,882 | $3,844-25.0% | $3,108-7.3% | $5,609-48.6% |
| Admin fee / account holder | $3,059 | $6,522-53.1% | $5,059-39.5% | $10,828-71.8% |