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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,191,308 | $175,257+1150.3% | $149,717+1363.6% | $139,456+1471.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 9.85% | 166.70%-156.9pp | 134.41%-124.6pp | 373.45%-363.6pp |
| Employer contribution / active EE | $68,500 | $5,477+1150.8% | $4,820+1321.2% | $4,753+1341.3% |
| Participant deferral / active EE | $0 | $6,521-100.0% | $5,682-100.0% | $6,711-100.0% |
| Admin fee / account holder | $62,014 | $16,156+283.9% | $13,213+369.3% | $11,407+443.6% |