Retirement plan

FISCHER HOMES 401(K) PROFIT PLUS PLAN AND TRUST

Name: FISCHER MANAGEMENT, INC. - FISCHER HOMES 401(K) PROFIT PLUS PLAN AND TRUST (2016) Form 5500
Creator: FISCHER MANAGEMENT, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FISCHER HOMES 401(K) PROFIT PLUS PLAN AND TRUST, FISCHER MANAGEMENT, INC.

FISCHER MANAGEMENT, INC.EIN 61-0990213Plan #001PY 2016

3940 OLYMPIC BLVD., SUITE 100 - ERLANGER, KY 41018859-341-4709

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$31.8M

+12.7% from 2015

Total participants

492

+18.3% from 2015

Average account balance

$86,910

-5.8% from 2015

Annual return

11.93%

+14.98 pp from 2015

Benchmarks

See 1,079 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,079 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$94.70M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$87K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,094

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$13.21M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.24%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$99

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PENSION CORPORATION OF AMERICA2+ years Service code 13 · EIN 31-1360674	Contract Administrator	$26,185
CHARLES SCHWAB & CO., INC.2+ years Service code 59 · EIN 94-1737782	Shareholder Servicing	$0
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 28 · EIN 42-1558009	Investment Management	$0

Plan features & details

Pension benefit codes2E2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$26K

$60 / participant

Contract admin$26K100.0%

% of EOY assets

0.082%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ANNEKEN, HUEY & MOSER, PLLC
Auditor EIN: 113799330
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$86,910

$57,921+50.1%

$84,753+2.5%

$57,658+50.7%

Participation rate

71.0%

72.9%-2.0pp

76.6%-5.6pp

70.2%+0.7pp

Annual return

11.93%

10.24%+1.7pp

22.78%-10.9pp

5.13%+6.8pp

Employer contribution / active EE

$2,681

$2,598+3.2%

$3,574-25.0%

$1,974+35.9%

Participant deferral / active EE

$3,659

$2,742+33.4%

$3,712-1.4%

$3,061+19.6%

Admin fee / account holder

$72

$130-44.8%

$5,333-98.7%

$95-24.3%

Provider

Service type

Compensation

PENSION CORPORATION OF AMERICA2+ years

Service code 13 · EIN 31-1360674

Contract Administrator

$26,185

CHARLES SCHWAB & CO., INC.2+ years

Service code 59 · EIN 94-1737782

Shareholder Servicing

CHARLES SCHWAB & CO., INC.2+ years

Filed as: CHARLES SCHWAB TRUST COMPANY

Service code 28 · EIN 42-1558009

Investment Management

FISCHER HOMES 401(K) PROFIT PLUS PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FISCHER HOMES 401(K) PROFIT PLUS PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion