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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,718 | $98,766-60.8% | $149,730-74.1% | $79,852-51.5% |
| Participation rate | 91.4% | 75.8%+15.6pp | 82.5%+8.9pp | 69.6%+21.8pp |
| Annual return | 7.41% | 27.43%-20.0pp | 276.70%-269.3pp | 31.72%-24.3pp |
| Employer contribution / active EE | $799 | $3,217-75.2% | $4,645-82.8% | $2,471-67.7% |
| Participant deferral / active EE | $3,346 | $5,681-41.1% | $6,843-51.1% | $3,740-10.5% |
| Admin fee / account holder | $3,900 | $6,052-35.6% | $9,310-58.1% | $5,306-26.5% |