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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,947 | $77,817-66.7% | $123,553-79.0% | $64,173-59.6% |
| Participation rate | 87.5% | 74.7%+12.8pp | 82.3%+5.2pp | 69.6%+17.9pp |
| Annual return | -6.60% | 12.49%-19.1pp | 119.21%-125.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $652 | $3,014-78.4% | $4,628-85.9% | $2,381-72.6% |
| Participant deferral / active EE | $2,516 | $5,240-52.0% | $6,426-60.8% | $3,470-27.5% |
| Admin fee / account holder | $3,981 | $5,519-27.9% | $9,284-57.1% | $4,887-18.6% |