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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $590,987 | $211,946+178.8% | $169,452+248.8% | $135,382+336.5% |
| Participation rate | 66.7% | 82.6%-16.0pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | 1.62% | 3.26%-1.6pp | 1.83%-0.2pp | 519.77%-518.2pp |
| Employer contribution / active EE | $19,646 | $5,117+283.9% | $4,157+372.6% | $4,779+311.1% |
| Participant deferral / active EE | $0 | $6,075-100.0% | $5,277-100.0% | $5,609-100.0% |
| Admin fee / account holder | $1,381 | $11,472-88.0% | $9,110-84.8% | $10,829-87.2% |